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Przejrzystość · algorytm

How we rank

Our algorithm is public, deterministic, and hides nothing. You can verify it in the algorithm documentation. (see source ↗)

Order of operations

  1. 01

    We pull offers from 5 Polish ranking sites (Bankier, Moneteo, Rankomat, tanie-konto, oprocentowanielokat).

  2. 02

    We normalize them to a common format and check cross-source consistency.

  3. 03

    We filter offers matching your amount and period.

  4. 04

    We compute real net yield after tax (or after PIT-38 for foreign deposits).

  5. 05

    We account for BFG limits (up to 100,000 EUR per bank).

  6. 06

    We sort descending by net annual yield.

Saventra does not provide financial advisory services (MiFID II). All calculations are informational.