Current model (Phase 3 — affiliate networks)
Saventra works with banks and affiliate networks on a customer-acquisition commission model. Opening a financial product through a link marked "Open account" is the basis on which the financial institution pays Saventra. The service remains free for users. Banks without an active partnership are labelled "Independent" and we link to them directly, with no compensation flowing to Saventra. Specific commission rates are covered by confidentiality clauses with the affiliate networks.
What this does NOT change
The ranking algorithm stays deterministic and public. We never push a partner above what the numbers warrant. We never hide competing offers. Partners and independent banks are treated identically — the "Partner" badge is informational and does not affect scoring. Every partnership is disclosed on the "Our partners" page.